If you are buying your first home, looking for a new home or planning to build one TLC Federal Credit Union offers a mortgage loan designed to meet your needs and your budget. From the moment you decide to purchase or build a home to the time you move in our TLC Mortgage Loan Officer will be there to provide you with tools and advice to help make the experience an enjoyable one.

What are the benefits of a TLC Mortgage Loan?:

• Step by step help from beginning to end
• Local Decision Making
• Variety of Loan Programs
• Flexible Terms
• Competitive Rates
• Online Loan Access
• Pre-approval, so you can house-hunt with confidence
  

Mortgage options:

Fixed rate mortgage: For those who want a predictable mortgage payment that will not change for the life of the loan.

Adjustable Rate Mortgage (ARM): For those who are willing to have a fluctuating interest rate and payment that may result in lower monthly payments.

Balloon Mortgage: For those who intend to stay in their home for a short time.

100% Mortgage Program: For first time home buyers and those who need an affordable program at a reasonable rate.

Construction Loans: For those who are starting from the ground up.

Contact the Mortgage Officer at your local branch for more information on our Mortgage Options. They will be happy to help you decide which loan is right for you.