Keeping You Safe With Multi- Factor Authentication

TLC is keeping you safe with Multi-Factor Authentication. Effective 08-10-07 this new internet banking technology is designed to provide you with the best security possible when accessing
your account online. Multi-Factor Authentication consists of validation and authentication of an individual using more than one method of verification. Generally, this is accomplished by verifying three things:

• Something about you, in the form of identifying information like your dog’s name or where you went to high school.

• Something you have, for example a driver’s license, or a security token.

• Something you know, such as a password or pin number. After the upgrade, you will notice a new log-in page the first time you access your online account. You will be guided through an easy 3-step process:

1. You will need to create three (3) question and answer pairs. This allows us to verify that you are in fact, you, by presenting you with a question that only YOU know the answer to. If you don’t answer the question correctly, you will not gain access to your accounts.

2. You will also need to create a “Security Key.” This allows you to verify that you have reached our Internet Banking site, and not some other site. Every time you attempt to log in to your accounts, we will send you a graphical representation of the Security Key that you created. If you do not see that Security Key or it is not the one you created, then you know that you are NOT at OUR site. If this happens, please contact us immediately.

3. This is one that you already know. This is your PIN. Why have we implemented additional security features? It is our commitment to you that access to your financial information is
appropriately secure. While the chances of identity theft or monetary loss are slim, malicious entities do exist on the Internet that look to fraudulently gain from unsuspecting individuals. One of the most popular methods of fraud is through impersonating individuals during the login process. It is our intention to make this process as difficult as possible for these fraudsters while keeping your experience as hassle-free as possible.

Click here for an online tutorial

Please contact your local branch for additional information