Credit Cards

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Our Visa Platinum and Classic Credit Cards offer refreshing simplicity and a solid value. Instead of a "reward" program that leads to higher rates or fees, our Visa Cards save you money—starting with no annual fee and a low, non-variable rate!

Our Visa Platinum Card features a special introductory rate of just 1.9% APR** on purchases and balance transfers for the first six months. With Visa Platinum, you'll also get a lower regular rate than our Visa Classic, a credit limit over $5,000, and an Oregon beach design.

Both cards are accepted worldwide at millions of locations. But unlike other cards, we issue our Visa Credit Cards right here at home, and we back them with our full support wherever you go. If you ever need help with your account, just give us a call!

Visa Platinum & Classic Features

View/Download Visa Brochure
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Low, non-variable rates (click to see rates)
  • 30-day average grace period
  • 24/7 fraud monitoring system
  • Issued and fully supported by TLC
  • Skip a payment for a $25 fee

*Rate effective as of 5/1/17 and subject to change without notice. **APR (Annual Percentage Rate). Subject to credit approval. The 1.9% Introductory APR on purchases and balance transfers applies for the first six billing cycles and does not apply to future purchases or cash advances. At the end of six billing cycles the APR will be 8.9%. Introductory rate may not be used to pay existing TLC loans or credit card debt. All 1.9% balance transfers will be classified as “purchases” under our Visa Card Agreement.


Fibre Card Manager

Use this free service to manage your risk and prevent fraud. Fibre Card Manager allows you to define when, where, and how your cards can be used, set travel notifications, and send alerts on your mobile device.


For assistance with your credit card, our Card Care Center phone line is available 24/7. Simply contact us and select the option for "Card Services and Travel Notifications."