Overview
Earn money market dividend rates without the restrictions. With a Money Market Checking account from us, you can maintain full access to your checking account funds, all while earning high-yield dividends at the same time. Talk about a win-win!
Earn tiered dividends
Earn more for your balance
Many checking accounts earn zero or low dividends. With a Money Market Checking account from us, you can get the best of both worlds with a flexible checking account that earns high money market dividend rates to help you reach your financial goals even faster.
Dividends compound monthly
Don't wait to receive your earnings
With dividends compounded monthly, it won't take long to grow your checking account balance. Sit back and watch your funds accumulate to reach your goals quickly.
Patron Benefits
Added benefits for members 62 and older
Getting older comes with perks! When you turn 62, you'll be automatically enrolled in Patron Checking benefits. Patron Checking benefits include freebies such as a box of checks per calendar year, five free cashier's checks each month, and more to help you better manage your finances during your golden years.
Rates
View all RatesWe have been FFCU members for nearly 30 years. We recently consolidated all of our banking accounts from around town, as well as refinanced our home through them. It is wonderful to have everything in one place. We have received marvelous assistance from the various departments over the years, and knowledgeable help is only a phone call away.
Why Choose Us?
We’re kind of like a family, only we’re a credit union
A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.
Better rates + low fees = happy members
When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.
In person, virtual, or online
We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!
Your home is our home, so we like to keep it nice
We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.
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1
Open your account
Contact us to open your Money Market Checking account.
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2
Make opening deposit
Deposit at least $1,500 to start your account.
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3
Earn dividends
Use your checking account and earn dividends on your balance.
Reach your financial goals
Earn money market dividends on your regular checking account to make the most of your money without sacrificing flexibility.
All Rates
| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded/Credited | Current Dividend | APY |
|---|---|---|---|---|---|---|
|
$1,500 |
$.01 |
$0-$1,499.99 |
Daily |
Monthly |
0.49% |
0.50% |
|
$1,500 |
$1,500 |
$1,500-$4,999.99 |
Daily |
Monthly |
0.64% |
0.65% |
|
$1,500 |
$5,000 |
$5,000-$24,999.99 |
Daily |
Monthly |
0.74% |
0.75% |
|
$1,500 |
$25,000 |
$25,000-$49,999.99 |
Daily |
Monthly |
0.84% |
0.85% |
|
$1,500 |
$50,000 |
$50,000-$74,999.99 |
Daily |
Monthly |
0.94% |
0.95% |
|
$1,500 |
$75,000 |
$75,000-$99,999.99 |
Daily |
Monthly |
0.99% |
1.00% |
|
$1,500 |
$100,000 |
$100,000-$249,999.99 |
Daily |
Monthly |
1.24% |
1.25% |
|
$1,500 |
$250,000 |
$250,000+ |
Daily |
Monthly |
1.49% |
1.50% |
Rates effective as of: April 19, 2024
Rates are effective April 19, 2024 and are subject to change.
Also see terms for accounts.
Membership Status
Are you a member of our credit union?
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| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
|---|---|---|---|---|---|---|
|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.49% |
0.50% |
Rate is effective April 19, 2024 and is subject to change.
Also see terms for accounts.
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